For Indian professionals in Australia

Buy your first home without the mistakes that cost tens of thousands

You're making the biggest purchase of your life under rules you didn't grow up with. Tell me when you're planning to buy, and I'll point you to the right next step.

Jigar Modi
15+ yrsin lending
$450M+settled lending
5.0★125 Google reviews of the business I co-founded

When are you planning to buy?

Pick the one closest to you. Not sure? Pick the middle one.

Book a 20-minute chat

Pick a time that suits you, by phone or online. Bring your questions and leave knowing your next step. No charge.

Calendar not loading? Call 0401 141 555 or email jigar@jigarmodi.com.au. General information only, not personal advice.

Before You Sign: my weekly first home lessons

One short lesson a week from over 15 years in lending, plus my guide "7 costly mistakes first home buyers make" straight away. No charge, unsubscribe any time.

The First Home Workshop

Wed 18 Nov, 7pm AEDT, online. About an hour, no charge. Cameras on, so we can talk like people. Bring your questions.

Save my spot

Why listen to me

I landed in Australia in 2000 as a student with $850. I bought my first home in 2007 with a 95% loan and paid a lot of LMI. Since then I've spent over 15 years in lending, at two major banks and then as a broker, with more than $450M in settled lending.

Now I coach Indian professionals through the first home decision: what you can comfortably spend, what to check before you sign, and when to walk away. That's First Home Ready™.

In their words

What clients said about my work

The mortgage broking business I co-founded has 125 Google reviews, with an average of 5.0 stars. These are excerpts about my work and my team's. Names are shortened, and the business name is replaced with [the business].

★★★★★
Few month ago we had lost the hope of getting home loan to buy our first home then we met Jigar and things changed.
Bidhan S.Google review
★★★★★
Jigar has helped us to be on the right path for our property search. With his prompt communication and expertise, we have been able to turn buying a property into a positive experience…
Komal M.Google review
★★★★★
He usually provides us with tailored advices based on our preference, financial situation, future planning, (even) superstitious background etc.
Htet M.Google review
★★★★★
Jigar was fantastic. He always went above and beyond to ensure I had all the relevant information to make the best decision for my loan.
Saide A.Google review
★★★★★
Trust is exactly what I found and established with Jigar and the team at [the business].
Rosa B.Google review
★★★★★
I trust Jigar's advice and wouldn't hesitate to recommend them.
Joanna H.Google review
★★★★★
…every time we reach out to him for any suggestions or clarifications in regards to any financial query, he is more than willing to address those and try and answer them in the most simplistic way, yet very detailed.
Manish R.Google review
★★★★★
Jigar is highly professional and was there with me each step of the way.
Tracee R.Google review
★★★★★
Jigar took great care in understanding my finances and objectives and suggested some great ideas and helped with refinancing of my loans.
Vishal S.Google review
★★★★★
He was diligent, honest and great to work with and I am happy to recommend him.
Tom C.Google review
★★★★★
…he was clear and precise with his advice and was efficient with the paperwork.
Harshal M.Google review
★★★★★
For our first home loan, Jigar and the team were a lifesaver, providing incredible guidance and expertise to help achieve our goal
Josh M.Google review
★★★★★
I can't say enough good things about Jigar! He made the daunting process of buying a home so much smoother and stress-free.
Nikunj P.Google review
★★★★★
…most importantly ethical business I have ever deal since I moved to Australia, I found this people highly customer service oriented than pocket,Jigar is one of the passionate and genuine guy in loan sector you can deal with
Mitul P.Google review
★★★★★
From the first time we met Jigar over the video conference session, he explained to us all the information and anything that we needed to know about mortgages in detail with his wealth of knowledge.
ZawGoogle review
★★★★★
He is very knowledgeable, approachable, professional and extremely hard working. He would always be calm and provide good information for whatever questions we asked him.
Hardik M.Google review
★★★★★
We are from NSW and being interstate [the business] made the process of securing the mortgage so smooth and easy. Extremely satisfied and happy with the service provided by Jigar and team.
Krina M.Google review
★★★★★
Prior to discovering Jigar and his team, we extensively explored numerous options. However, our experience took an exceptional turn upon meeting Jigar and his team.
Mohsen R.Google review
★★★★★
…specifically Jigar professional approach and personal advice and his honest suggestions are very helpful to us.
Vaibhavkumar P.Google review
★★★★★
Jigar advised me during this journey and helped me to setup the loan in a away that will allign with my overall goal.
Kannan N.Google review
★★★★★
Jigar was really helpful and we would definitely be coming back in future. Thanks for guiding us.
Raymun S.Google review