Jigar Modi
Where I started
I came to Australia in 2000 as a student, with $850 and a lot to learn. I didn't know what a tax file number was, or an ABN.
My first proper job came in 2004, in technology sales. A few years later I also ran a grocery shop, which taught me what it feels like when it's your own money on the line.
Inside the banks, then broking
From there I moved into banking. I worked inside two major banks across home loans, team leadership and business lending, then spent over 10 years in mortgage broking.
That's over 15 years in lending, and more than $450M in settled lending. The mortgage broking business I co-founded, Loancart, has more than 125 Google reviews from clients, with an average of 4.9 stars.
What I believe
Borrowing power is not buying readiness. The bank tells you the most you can borrow. I help you decide the most you should spend.
Buying your first home can bring excitement, uncertainty and plenty of opinions. I want to help you make sense of the decisions in front of you, ask useful questions and feel clearer about your next step.
The aim is a considered decision, whether that means moving forward, preparing further or waiting.
Where I work
I work with first home buyers across Australia. The workshop, weekly email and chats all run online, so you can join from wherever you are. My office is in Melbourne.
Qualifications
- Diploma of Finance and Mortgage Broking Management
- Diploma of Banking Services Management
- Bachelor of Information Technology