Jigar ModiBefore You Sign
The weekly email that helps first home buyers in Australia avoid costly mistakes, before they commit. Written by me, Jigar Modi, from over 15 years in lending.
- The money terms that trip people up, in plain English
- Real mistakes I've watched buyers make, and how to avoid them
- Your questions answered, so the next reader doesn't have to ask
- First dibs on workshops before they're announced anywhere else
You're on the list, thanks.
Check your inbox for a welcome note. If it's not there in a few minutes, look in spam and mark it as safe.
While you wait, the first home buyer guide and the plain-English glossary are worth a look.
Why join
Everyone has an opinion about your first home. Very few of them are accountable for it.
Five minutes, every week
One useful thing per issue. Short enough to read on the train, specific enough to act on.
Plain English, no jargon
LMI, LVR, stamp duty, pre-approval. Explained the way I'd explain them across the table, with examples.
The mistakes, before you make them
Lessons from the buyers I've worked with, shared without names, so you can learn them the cheap way.
Ask me anything
Reply to any issue with your question. The good ones get answered in the next one, anonymously.
What to expect
What you'll get, and what you won't.
You'll get
- Clear explanations of the costs, terms and steps in buying
- Questions worth asking your lender, agent and conveyancer
- Changes to government schemes explained when they happen
- Early notice of workshops and new guides
You won't get
- Hot suburb lists or predictions about prices
- "Buy now before it's too late" pressure
- Rate tables or sales pitches
- Your email shared with anyone
Questions
Before you join
When does it start?
Early 2027. Everyone on the waitlist gets the first issue.
How often will I hear from you?
Every week once it launches. Before then, just a welcome note and the launch email.
Who is it for?
Anyone buying their first home in Australia, especially Indian professionals and families who want clear answers before they commit.
Is there a charge?
No.
Can I unsubscribe?
Yes, any time. Every email has an unsubscribe link, or just reply "stop".
In their words
4.9 stars from 125+ Google reviews
What clients say about Loancart, the mortgage broking business I co-founded. Excerpts from Google reviews, names shortened for privacy. Read them all on Google
I can't say enough good things about Jigar! He made the daunting process of buying a home…
We were extremely happy with our experience with the whole team. Being first home buyers…
Jigar took great care in understanding my finances and objectives…
Jigar and Preeti did an excellent job in getting our home loan sorted.
I have found Jigar and Jess to be very responsive and excellent communicators.
Best, highly professional and most importantly ethical business…
Very clear with recommendations and options, understanding of our financial needs…
Jigar and Steven from Loancart were absolutely amazing! They made the whole loan process…
We are very pleased with these guys. Very professional, reliable and trustworthy.
I was thoroughly impressed with their service. Specifically Steven, who looked after our case, was absolutely fantastic - the best person I've dealt with in this industry. He was incredibly responsive, always on top of things, and made the entire process seamless.
Jigar, Preeti and Jess have helped us obtain a loan for our property.
Loancart has been amazing to deal with from my first conversation until the settlement…
Excellent service and communication. Jigar, Preeti and Jess have gone above and beyond…
Seamless process with excellent communication, always kept in loop.
Wonderful service! The whole team was incredibly helpful and supportive.
I'm genuinely thankful for your consistent support and kindness from day one…
Can highly recommend the team at Loancart.
Excellent service, always there to help with anything.
Launching early 2027
Catch the mistakes before you sign.
Join the waitlist now. It takes about 20 seconds.
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