First Home Ready
Get ready for the buying decision, not just the loan
A small-group programme for Indian professionals and families buying their first home in Australia. Nine weeks to get clear, then 12 months with me in your corner, from your first open home to settlement day.
Book a 20-minute chat
Founded and run by Jigar Modi, First Home Mentor
Why I started it
Over 15 years in lending, $450M+ in loans. In all those years I watched good families make expensive first home mistakes. Most of them came from blind spots: things nobody had told them to ask about.
You can't ask about something you don't know exists. First Home Ready is where we find those blind spots together, before you sign.
What we work through
- What you can comfortably spendNot just the most a bank will lend. The amount that still lets your family live the life you came here for.
- The full pictureThe costs, the buffers and the family plans that sit around the purchase, so nothing catches you out later.
- What to look for and how to bidHow to judge a home, read the paperwork and walk into an auction or an offer with a plan.
- The blind spots before you signThe questions first home buyers usually only learn to ask after it's too late.
Who it's for
Indian professionals and families in Australia who are thinking about buying their first home in the next year or so. You've built a career here, you've saved hard, and you're hearing a lot of advice from the bank, the agent, friends and the family WhatsApp group. You want to get it right.
How it works
- Book a 20-minute chat. Bring your questions. No charge.
- We work out together whether First Home Ready is the right fit for you right now.
- If it is, you join the founding group, which starts in early 2027.
Questions
- How much does it cost?
- We talk about the fee on our chat, once we both know it's a fit.
- Is this financial advice?
- No. First Home Ready is education. It helps you make your own decision with your eyes open. It doesn't recommend a lender, a loan or a property.
- Not ready for a programme yet?
- Start with Before You Sign, my weekly first home lessons by email, or read the 7 costly mistakes. Both are no charge.