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7 costly mistakes I've watched first home buyers make

Real stories from over 15 years in lending. What happened, what it cost, and the lesson from each one.

4.9★ 125+ Google reviews$450M+ in loans over 15 years
Cover of the guide: 7 costly mistakes I've watched first home buyers make11 pages

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What's inside

Seven real stories. Seven lessons.

01

$5,000 over, on auction day

A small yes, with the whole family there, that cost tens of thousands.

02

A pre-approval that was worth nothing

Pre-approval is about you. The property has to pass too.

03

Chasing the rate, missing the structure

The number everyone talks about is rarely the one that costs the most.

04

Spending everything on the deposit

The bills that arrive with the keys.

05

Borrowing for the household you have today

The mortgage runs for 30 years. Your life won't stand still.

06

Looking at the money in India on its own

Moving it is the easy part.

07

Advice that came from another country

Good advice from overseas that turned expensive here.

Read all seven before you sign

11 pages. About ten minutes.

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In their words

What families say

★★★★★

"I can't say enough good things about Jigar! He made the daunting process of buying a home..."

Nikunj P. · Google review
★★★★★

"Jigar took great care in understanding my finances and objectives..."

Vishal S. · Google review
★★★★★

"Excellent service and communication. Jigar, Preeti and Jess have gone above and beyond..."

Keegan M. · Google review

4.9 stars from 125+ Google reviews of the mortgage broking business I co-founded. Names shortened.

Jigar Modi
$850in my pocket, 2000

Who wrote this

Hi, I'm Jigar.

I arrived in Australia in 2000 as a student with $850 in my pocket. Since then I've spent over 15 years in lending, with $450M+ in loans along the way.

In all those years I watched good families make expensive first home mistakes. Almost none of them came from carelessness. They came from questions nobody thought to ask.

Now I'm a First Home Mentor. I help Indian professionals in Australia, and their families, avoid the first home mistakes that cost tens of thousands.

Before you sign

Ten minutes of reading. Tens of thousands at stake.

Seven real stories, and the lesson from each one. No charge.

Get the guide